ROEN
Contact us
HomeProductsFinancingNo authorizationConceptContactContact us →

Finance your mobile commercial or residential space

Don't have all the capital on hand? Any Startup Revolution mobile structure — from kiosks and showrooms to hotel rooms and tiny homes — can be financed through Start-Up Nation, EU funds, leasing, or a bank loan, including non-repayable grants covering up to 90% of the cost. As a company or as a private individual.

Request a free consultation See eligible structures
250.000 lei
Maximum grant — Start-Up Nation
90%
Of the structure cost covered
4 sources
Of financing available
30 days
From approval to delivery
4 financing sources

How to finance your modular structure

Start-Up Nation 2026

Up to 250.000 lei non-repayable

A national grant program co-financed by European funds. In the 2026 session, the maximum amount is 250.000 lei per beneficiary, covering up to 90% of the eligible cost.

What the financing covers:

  • Purchase of the modular structure (kiosk, food kiosk, showroom, restaurant, hotel room, tiny home)
  • Interior fittings and equipment (refrigerators, espresso machines, kitchen)
  • Utility connections and installations
  • Website and digital presence (100% repayable)
  • Operating expenses — a lump sum of up to 80.000 lei

Pillar I — under 30 years old

A 40-hour entrepreneurship course before submission. The company is set up after the course.

Pillar II — over 30 years old

Registered unemployed / disadvantaged individuals / less-developed regions.

Common conditions:newly established company · min. 2 jobs created · min. 3 years of activity · no outstanding tax debts.

EU funds

POR / FEDR, IMM Invest Plus, PNRR

Beyond Start-Up Nation, a modular structure can be eligible through several European programs:

Regional Operational Programme (POR / FEDR)

Financing for tangible fixed assets — 200.000–2.000.000 euro per project.Pro: no age restrictionCon: more complex process

IMM Invest Plus (state guarantees)

The state guarantees bank loans — up to 80% for equipment, 60% for fixed assets. You access a loan backed by a state guarantee, without tying up other assets.

PNRR — digitalization and energy efficiency

If the structure includes energy efficiency features (photovoltaics) or digital solutions (POS), certain PNRR calls can cover these components.

Operating lease

Open with no large down payment

The ideal solution if you want to open quickly without tying up your company's capital. The leasing company purchases the structure and provides it to you for a monthly payment, with a purchase option at the end.

  • Low down payment (typically 10–20%)
  • Predictable monthly payments, with no strain on cash flow
  • Much faster approval than a traditional loan
  • The lease payment is a tax-deductible expense

Active providers: Raiffeisen, BCR, UniCredit, ING Leasing. We facilitate introductions to partners we've worked with.

Bank loan

Flexible — for companies and private individuals

If your company has 12–24 months of activity and demonstrable cash flow, an investment loan is a direct, fast option compared to programs with complex applications.

  • Typical amount: 50.000 – 500.000+ lei
  • Term: 3–7 years, with a grace period
  • Collateral: inventory, equipment, or a state guarantee (IMM Invest Plus)
  • Approval: 2–6 weeks

Buying as a private individual: a living structure — a tiny home, a hotel room, or a cube for your own land — can also be financed without a company, through a personal loan or a green loan, depending on your bank's offers. We issue all the documents needed for your application.

We issue the proforma invoice and technical documentation for your application within 24–48 hours.

Eligible for financing

Structures you can finance

Startup Cube
from 14 m²

Startup Cube

An eligible fixed asset under Start-Up Nation.

 Modular retail kiosk
from 40 m²

Startup Retail Kiosk

An eligible fixed asset under Start-Up Nation.

 Modular showroom
from 62 m²

Startup Showroom

Financeable through leasing or a bank loan.

 Food kiosk
from 40 m²

Startup Food Kiosk

An eligible fixed asset under Start-Up Nation.

 Restaurant modular
from 62 m²

Startup Restaurant

Financeable through leasing or a bank loan.

 Organic hotel room
from 20 m²

Organic Hotel Room

Eligible for POR and EU funds.

 Organic tiny home
from 60 m²

Organic Tiny Home

Financeable through leasing, a bank loan, or EU funds.
Compare the options

Which option fits you best?

CriterionStart-Up NationEU funds (POR)Operating leaseBank loan
TypeNon-repayableNon-repayableMonthly repayableMonthly repayable
Max amount250.000 lei200k–2M euroUnlimited (per profile)Per company profile
Co-financing10% of the project20–50% of the project10–20% down payment20–30% down payment
Who can applyNewly established companySME with 2+ yearsAny companyCompany or private individual
Approval time3–9 months6–18 months2–4 weeks2–6 weeks
Application complexityMediumHighLowMedium
Modular structure eligibleYesYesYesYes
 Indicative figures valid for the sessions active in 2026. Program terms are subject to change. Consult a specialist before submitting your application.
What Startup Revolution does

What you get from us for your application

✓

A detailed quote with technical specifications and pricing

✓

A cost estimate in the format required by the funding body

✓

A statement confirming the modular and demountable nature of the structure

✓

A proforma invoice for your bank or leasing application

✓

Availability for clarifications with your consultant or bank

✓

A referral to a funding consultant, if you don't already have one

Request your application documents
Frequently asked questions

About financing a modular space

Yes. Modular structures — commercial or hospitality — are classified as tangible fixed assets — equipment and machinery — one of the main eligible categories. The condition is that the structure be included in the business plan and purchased (not rented) through the project. Operating leases are not eligible under Start-Up Nation, but direct purchase or a finance lease can be.

Yes, but mind the double-funding rules. You cannot finance the same expense from two public sources. You can combine Start-Up Nation for the structure with a loan for fit-out, or use IMM Invest Plus to secure better loan terms. A consultant can build the optimal structure for you.

Operating leases have the shortest approval time — 2–4 weeks. Grant programs (Start-Up Nation, POR) take anywhere from a few months to over a year. If you want to open quickly, leasing is the realistic option; if minimizing cost is the priority, the grant programs are worth the wait.

Typically: the detailed technical and commercial quote, the cost estimate broken down by category, and, for bank applications, the proforma invoice. We issue all of these within 24–48 hours. Contact us before submission so we can align with the funding body's requirements.

Yes. POR and IMM Invest Plus are intended for companies with prior activity. POR accepts SMEs with at least 2 years of activity. IMM Invest Plus applies to loans and can be accessed by any active company, provided the bank approves the application.

Demountable structures are classified as tangible fixed assets (equipment / machinery) — NOT construction, because they have no permanent foundation and are relocatable. This classification makes them eligible under "technological equipment," which is more accessible than permanent construction works.

Yes. Any structure — from a tiny home or hotel room to a cube for your own garden — can also be purchased as a private individual. Financing is typically arranged through a personal loan or a green loan from your bank; non-repayable programs (Start-Up Nation, POR) and operating leases remain available to companies only. We issue the proforma invoice and the required documentation for individual applications as well.

Ready to get started?

Let's finance your space

Tell us your concept and the financing source you're interested in. We'll prepare the technical documents you need.

Request a free consultationSee the legal details →